bankrupt and seriously f****ed !!!

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bankrupt and seriously f****ed !!!

Post by Benneyboy on Tue Dec 15, 2009 4:20 am

right peeps i need some help i need to declare my self bankrupt im in around 2500 pound debt (thats 1000 worth of bank charges , 500 credit card fees and they keep going 400 water bills etc ,


basically im fucked im still jobless and ive not got bailiffs saying there coming round if i don't sort something out lol can anyone guide me on how to go about declaring bankrupt ??

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Re: bankrupt and seriously f****ed !!!

Post by Lissee on Tue Dec 15, 2009 4:28 am

Ahh shit man, dont like to hear that, Wish I had some info to help , but I dont know , thank god ive never been in that situation b4.(my dad was tho)

Only thing I know is it f**ks up everything for your future and is not a road u should take unless there is no other way to do it. Bank accounts , credit cards, morgages the whole lot for the future will be messed up
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Re: bankrupt and seriously f****ed !!!

Post by Benneyboy on Tue Dec 15, 2009 6:15 am

Lissee wrote:Ahh shit man, dont like to hear that, Wish I had some info to help , but I dont know , thank god ive never been in that situation b4.(my dad was tho)

Only thing I know is it f**ks up everything for your future and is not a road u should take unless there is no other way to do it. Bank accounts , credit cards, morgages the whole lot for the future will be messed up

too be fair lissee i didnt delbertly get myself in this mess lol but i know what you mean i understand that going crupt fucs things right up but i may still be able to sort something yet going to get on dog and bone later and try and sort it out

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Ohh lisse, into banging carbs now ehh?

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U boys have the exhaust, us girlies need something too lol
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Re: bankrupt and seriously f****ed !!!

Post by Bluecollarlove on Tue Dec 15, 2009 7:54 am

I've no idea, but it isnt' as uncommon as it used to be. It's probably going to continue.

Get yourself down to the Citizens Advice Bureau and make a start there. Their advice is free, and they'll guide you through the uncertainty of what to do. You're not in a lot of debt really. Most banks should be happy with a repayment plan if you can agree to that, on the basis of work. If you don't have the means, they tend to panic and try and use baliffs to force what they can, but you are not legally obliged to open the door to a baliff. Lol. Someone must've posted a youtube clip up somewhere!

My (ex)-neighbour was made bankrupt when her husband gambled away her hard work and she lost her business and then had a further blow when she divorced him. She had no problem with credit cards or anything because she had these before she was declared bankrupt and paid off the balance, so she retained these. The thing which troubled her most, was that she was not allowed to run a business for 5 years. She did it brilliantly for over 20, drove a Mercedes and was very kind and generous , and not like Mr Grinch at all. Then her husband had to go and f**k it all up for her.

Good luck.
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Re: bankrupt and seriously f****ed !!!

Post by Benneyboy on Tue Dec 15, 2009 8:17 am

Bluecollarlove wrote:I've no idea, but it isnt' as uncommon as it used to be. It's probably going to continue.

Get yourself down to the Citizens Advice Bureau and make a start there. Their advice is free, and they'll guide you through the uncertainty of what to do. You're not in a lot of debt really. Most banks should be happy with a repayment plan if you can agree to that, on the basis of work. If you don't have the means, they tend to panic and try and use baliffs to force what they can, but you are not legally obliged to open the door to a baliff. Lol. Someone must've posted a youtube clip up somewhere!

My (ex)-neighbour was made bankrupt when her husband gambled away her hard work and she lost her business and then had a further blow when she divorced him. She had no problem with credit cards or anything because she had these before she was declared bankrupt and paid off the balance, so she retained these. The thing which troubled her most, was that she was not allowed to run a business for 5 years. She did it brilliantly for over 20, drove a Mercedes and was very kind and generous , and not like Mr Grinch at all. Then her husband had to go and f**k it all up for her.

well im going to sort it out tommrow for usre at the nd end of the day these debt comapneys cant refuse my offer can they really as long as i pay somehting reasoable they can fuck of right ?


Good luck.

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[b]Will-Radford wrote:
Ohh lisse, into banging carbs now ehh?

Lissee wrote :
U boys have the exhaust, us girlies need something too lol
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Re: bankrupt and seriously f****ed !!!

Post by Benneyboy on Tue Dec 15, 2009 8:20 am

well basically my quote went tits up then I'm going make a reasonable offer to the companies.... bearing in mind I'm jobless on jobseekers and its piss-taking enough lol


times like this drug dealing seems the way forward anybody on here partial to a bit of smack ?

lol

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[b]Will-Radford wrote:
Ohh lisse, into banging carbs now ehh?

Lissee wrote :
U boys have the exhaust, us girlies need something too lol
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Re: bankrupt and seriously f****ed !!!

Post by Will-Radford on Tue Dec 15, 2009 10:28 am

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Re: bankrupt and seriously f****ed !!!

Post by CraigB on Tue Dec 15, 2009 10:51 am

Benneyboy wrote:well basicly my quote went tities up then im going make a reasonable offer to the companeys beraing inind im jobless on jobseekers and its pisstaking enough lol


times like this drug dealing seems the way forward anybody on here parial to a bit of smack ?

lol

You have to look hard tho mate, they would just beat you up steal the smack and keep the cash Razz hahaha oj oj

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Re: bankrupt and seriously f****ed !!!

Post by Will-Radford on Tue Dec 15, 2009 11:01 am

I am sorry to hear whats happening though mate, not good Sad
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Re: bankrupt and seriously f****ed !!!

Post by Bluecollarlove on Tue Dec 15, 2009 11:24 am

Benney - you've got to speak to someone who can give professional advice like the CAB before you make an offer.

Whateer you think of your debts, they are small fish for the companies involved, who will just chug you through their automated system.

An (ex- - you'll see why) friend of mine works for the British government and her department was responsible for the crash of negotiation sale for one of Britain's prestigous industry labels in manufacturing. As a result, the British government cut research funding in universities to off-set that debt. They wrote the debt (into millions) off, and just saved elsewhere.

I've never had a cigarette, spliff or smack in my life. What a friggin' waste of money. I'd rather have a new set of race tyres with all that money saved up after time.
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Re: bankrupt and seriously f****ed !!!

Post by DanHam on Tue Dec 15, 2009 11:54 am

Hmm don't turn to drug dealing, I know a few and theres nothing like would like to do more than beat the little shits up. (they are only small, yet walk around like their the big man because they sell drugs)

anyway, don't go down that road, if you get caught I doubt your missus or little lad is going to be happy having to come and visit you once a week down at the HMP.

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Re: bankrupt and seriously f****ed !!!

Post by Lissee on Tue Dec 15, 2009 2:42 pm

Hes prob just joking about the drug dealing.

remember how safe and quiet i was saying where i lived was , well someone got beaten to death outside the pub i go to last sat , (although it was drug related ) not good tho

Become a stripper instead, fun while u earn money, with ur dance moves im sure u wud be very popular lol
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Re: bankrupt and seriously f****ed !!!

Post by DanHam on Tue Dec 15, 2009 4:41 pm

Lisa since you mentioned stripper, I think you should do us a video to see Wink

Thats bad about the murder Shocked

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Re: bankrupt and seriously f****ed !!!

Post by Lissee on Tue Dec 15, 2009 4:44 pm

me do a video or try and post one of the videos from sunday night?
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Re: bankrupt and seriously f****ed !!!

Post by DanHam on Tue Dec 15, 2009 4:54 pm

What happened on sunday night?

I meant you do a video Very Happy

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Re: bankrupt and seriously f****ed !!!

Post by Will-Radford on Tue Dec 15, 2009 5:03 pm

Yes you do a vid please lisse
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Re: bankrupt and seriously f****ed !!!

Post by Lissee on Tue Dec 15, 2009 5:08 pm

Keep up dan lol the male strippers I went to see on sunday . Seeing as you guys asked so nicely I will do a wee show for you then .
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Re: bankrupt and seriously f****ed !!!

Post by DanHam on Tue Dec 15, 2009 5:11 pm

Haha, I just read that thread Smile

Yes do a video, and PM it to me but no one else Wink

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Re: bankrupt and seriously f****ed !!!

Post by Will-Radford on Tue Dec 15, 2009 5:12 pm

Pffftt dan...

Lisse, sharing is caring
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Re: bankrupt and seriously f****ed !!!

Post by DanHam on Tue Dec 15, 2009 5:24 pm

Pfft, Willy get your own, what about that bird, you know the one you sent me a pic of her arse Wink

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Re: bankrupt and seriously f****ed !!!

Post by Lissee on Tue Dec 15, 2009 5:29 pm

The whole forum should get together and do a naked calender proceeds go to the ben fund . We probably have enough for the first 6 months from the photos already posted .lol
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Re: bankrupt and seriously f****ed !!!

Post by DanHam on Tue Dec 15, 2009 5:30 pm

Charlie posted a fair few. Then greg did his 'helmet' one HAHA.

Shame you never contributed Lisa Sad Wink

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Re: bankrupt and seriously f****ed !!!

Post by Lissee on Tue Dec 15, 2009 5:41 pm

All in good time dan ;-)
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Re: bankrupt and seriously f****ed !!!

Post by Bluecollarlove on Tue Dec 15, 2009 7:51 pm

Lissee wrote:The whole forum should get together and do a naked calender proceeds go to the ben fund . We probably have enough for the first 6 months from the photos already posted .lol

That's a good idea Lissee!

Actually - 12 nudie shots of you - one for each month would make it sell even better! You can wear sunglasses to preserve your anonymity too Smile
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Re: bankrupt and seriously f****ed !!!

Post by Lissee on Wed Dec 16, 2009 2:39 am

Bluecollarlove wrote:
Lissee wrote:The whole forum should get together and do a naked calender proceeds go to the ben fund . We probably have enough for the first 6 months from the photos already posted .lol

That's a good idea Lissee!

Actually - 12 nudie shots of you - one for each month would make it sell even better! You can wear sunglasses to preserve your anonymity too Smile

How would we think up 12 different poses, it would get boaring by march

Jan Lissee nude on the bike with sunglasses in the snow
Feb Lissee nude on the beach with her bikeand helmet on and shades down in the rain
march Lissee half nude standing beside her bike with some snow drops ...

Nah bored already, need the men too lol
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Re: bankrupt and seriously f****ed !!!

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